Do I Need A Lawyer To File Bankruptcy?
If you are thinking of filing for bankruptcy on your own, you must have ask yourself this question, “Do I need a lawyer to file for bankruptcy?”
The bankruptcy law significantly changed in 2005, making it more difficult to file for bankruptcy protection.
Although you are not legally required to have an attorney file for bankruptcy, consulting with an experienced bankruptcy attorney will help you fully understand your options and avoid potential pitfalls.
There are a number of bankruptcy preparer services that advertise that they can prepare and file your petition for you, however, they are prohibited from giving legal advice and they cannot represent you when a problem develops.
Is there really such a question as “are there easy bankruptcies?” Bankruptcy is baffling, not to mention emotionally overwhelming. The word “bankruptcy” itself sounds so haunting. But don’t let that get you scared. Let the professionals do the dirty work. Now that’s easy!
When do you require a bankruptcy lawyer?
In most cases, it is recommended that an experienced bankruptcy lawyer handle your bankruptcy case.
If you have a simple bankruptcy chapter 7 case there is a chance you might be able to file on your own.
However, keep in mind that filing an “easy” Chapter 7 bankruptcy takes a decent amount of research and time on your own part.
If you would like to successfully complete your situation, acquire a release, rather than place your house in Danger, you’ve got to:
- accurately fill out bankruptcy forms and schedules
- know how bankruptcy legislation works
- investigate state and federal exemptions, also
- follow all of the principles and procedures necessary to perform the insolvency procedure.
Don’t feel like filing for bankruptcy on your own?
Filing a straightforward Chapter 7 bankruptcy may be an intimidating job to complete without a lawyer.
If you don’t feel you could manage the whole bankruptcy process on your own (or aren’t comfortable with it), then it might be in your own best interest to obtain an lawyer to prepare your case and represent you.
The best bankruptcy lawyers will provide you with a chapter 7 client questionnaire. The questionnaire will be able to create a chapter 7 document checklist to get the best results in your case.
Make sure to ask if they can provide you with a chapter 7 petition sample. Or if you simple are not satisfied ask how you can do it yourself chapter 7 bankruptcy.
What if a bankruptcy lawyer is out of my budget?
Contracting a bankruptcy lawyer will generally be better than filing for bankruptcy yourself, but not everyone can afford to hire an experienced bankruptcy attorney.
If you do not have a bankruptcy attorney, these are a few resources that might be able to help you out.
Contact a pro bono attorney. Some lawyers provide free services for a number of reasons, but finding these lawyers is not that easy.
Pay your lawyer fees through a bankruptcy chapter 13 plan. We will set up a chapter 13 checklist for you so you can be prepared to have the best outcome.
This depends on the attorney you plan to hire. Get free help form a legal aid society in your area. Legal aid societies can be found throughout each city. You can also just search “legal aid near me” in your mobile phone’s browser..